Introduction
These “Terms of Use” govern your access and use of all websites owned by GITSIT Solutions, LLC.

Acceptance of Terms
By referencing, using or accessing websites owned by GITSIT Solutions, LLC, you agree to these “Terms of Use”, including agreeing to indemnify and hold harmless GITSIT Solutions, LLC from all claims of any nature. These “Terms of Use” may be changed at any time at the sole discretion of GITSIT Solutions, LLC.

Products and Services
GITSIT Solutions, LLC offers residential mortgage products. Not all products and services may be available in all states.

Calculators/calculations
Mortgage calculators/calculations which may be provided within websites owned by GITSIT Solutions, LLC are provided solely for estimation and are hypothetical.  They should not be construed to be legal or financial advice. You are responsible for the accuracy of any estimates and should not rely solely on these calculators. You are responsible for obtaining your own competent legal and financial advice from qualified providers before you make any financial decisions.

Secure Websites
By using, accessing or attempting to access websites owned by GITSIT Solutions, LLC that require the use of passwords or any other method of authentication or any combination of authentication methods (these are defined as “secure websites”), you are certifying you are the person legally associated with the passwords or method(s) of authentication being used. Unauthorized access, attempted access, use or attempted use of secure websites owned by GITSIT Solutions, LLC is prohibited and may violate federal and/or state law. Unauthorized access, attempted access, use, or attempted use of secure websites owned by GITSIT Solutions, LLC may be reported to law enforcement agencies.

Links to Other Sites – Limitation of Liability
GITSIT Solutions, LLC may provide links to or from other web sites over which GITSIT Solutions, LLC does not have control. You agree that GITSIT Solutions, LLC is not responsible for any liability resulting from the access to, or use of, sites not owned or controlled by GITSIT Solutions, LLC. You also agree that GITSIT Solutions, LLC is not responsible for any content, advertising, or products available through these websites. Further, you agree that GITSIT Solutions, LLC shall not be responsible or liable, directly or indirectly, for any damage or loss caused, or alleged to be caused by or in connection with the use of websites GITSIT Solutions, LLC owns.

Monitoring and Blocking
GITSIT Solutions, LLC reserves the right to monitor your access and use of its websites without notification to you. GITSIT Solutions, LLC may record or log your use in a manner as set out in GITSIT Solutions, LLC’s Privacy Policy. You agree that GITSIT Solutions, LLC reserves the right to terminate and/or block your use or access of its websites for any reason without prior notice to you.

Indemnification
By linking, referencing, using or accessing websites of GITSIT Solutions, LLC, you agree to these “Terms of Use”, including agreeing to defend, indemnify and hold harmless GITSIT Solutions, LLC, its officers, directors, employees, agents, licensors, suppliers and any other third party, without limitation, against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of these “Terms of Use”.

LIMITATION OF LIABILITY
YOU AGREE THAT YOUR ACCESS TO, AND USE OF, WEBSITES OWNED BY GITSIT SOLUTIONS, LLC AND THE CONTENT THEREOF IS AT YOUR RISK. YOU AGREE, THAT UNDER NO CIRCUMSTANCES SHALL GITSIT SOLUTIONS, LLC BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES ARISING FROM VIRUSES, WORMS, TROJAN HORSES OR OTHER CODE THAT HAS CONTAMINATING OR DESTRUCTIVE PROPERTIES OR YOUR REFERENCING, USING, ACCESSING, INABILITY TO USE OR ACCESS OR LINKING TO OR FROM THE WEBSITES OF GITSIT SOLUTIONS, LLC OR ANY ERRORS OR OMISSIONS IN THE CONTENT THEREOF, AND GITSIT SOLUTIONS, LLC MAKES NO WARRANTIES, EXPRESS OR IMPLIED, REGARDING SAME. There are some jurisdictions that do not allow for the exclusion of certain warranties or the limitation or exclusion of liability for consequential or incidental damages; in those jurisdictions, the liability of GITSIT Solutions, LLC is limited to the greatest extent permitted by law.

Governing Law; Severability
These “Terms of Use” are governed by the laws of the State of California with jurisdiction and venue being in Orange County, California. You agree that your referencing, using or accessing websites of GITSIT Solutions, LLC constitutes your acceptance of the jurisdiction of State or Federal courts in Orange County, California and that legal action brought against or by you must be brought in State or Federal courts in Orange County, California.

In the event any of the provisions of these “Terms of Use” shall be determined by a court of competent jurisdiction to be invalid, any such provision determined to be invalid shall not affect the validity of the remaining provisions.